Model Portfolios

Model Portfolios is a capital-preservation-first portfolio builder over the live S&P 500 and Dow universe: quality and resilience gates, role-based allocation, a one-year expected, good and worst outlook. Any portfolio can be forward-tested: frozen today and replayed live against SPY with trailing stops, so you learn whether the advice held up without hindsight. Educational examples, not recommendations.

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⭐ Model Portfolios

Educational examples built by rules, for study and paper trading — not recommendations to buy anything.

Rule #1: don't lose money. Rule #2: don't forget rule #1. This builds a ready-to-use, diversified portfolio from proven businesses only: large-cap, consistently profitable, cash-generating, financially strong (Altman-safe, Piotroski-sound, no multi-year erosion in their own SEC filings) and already in an established uptrend — never falling knives. Calm beats spectacular: it prefers low volatility, shallow historical drawdowns, low beta and dividend cushions, then sanity-checks the valuation. The output is a portfolio with sector caps, volatility-balanced weights, and a stop-loss on every position — so the worst case is designed in advance.

⚠ Honesty first: nothing can guarantee a profit — anyone who promises one is lying. This maximizes the probability of compounding and caps the planned damage when the market disagrees. It is research, not investment advice.

Investment $ Positions

Screens 948 names (full S&P 500 + Dow + curated mid-caps) for liquid uptrends with ≤45% volatility and ≤50% two-year drawdown, then deep-dives fundamentals with hard safety gates. First run ~40s.

Read the guides · Everything else on Moneydesks

About Moneydesks

MoneyDesk is a free, all-in-one stock market dashboard and personal-finance tool. Check any ticker with live quotes and charts, practice with a paper-trading portfolio, and get a plain-English action plan for the stocks you really own.

Markets & investing

Live stock quotes and charts · paper trading with portfolio health score · stock screeners · contrarian value "Best Buys" · dividend-capture and swing-trading strategies · Dow 30, S&P 500 and Nasdaq-100 index lists · strategy backtesting · earnings calendar · price and trailing-stop alerts.

News & economy

A daily market briefing, curated financial news, economic indicators (inflation, jobs, rates, yield curve), recession watch, fear & greed mood dial, and world-market performance.

Personal finance

Debt payoff planner (avalanche vs snowball) · emergency-fund tracker · bill reminders · savings goals · financial education for beginners.

Starting a business — two goals

MoneyDesk helps people start businesses with two goals for the country: export businesses that sell American goods and services abroad and shrink the trade deficit, and Main Street businesses that make families better off and the economy robust. Step-by-step game plans — budgets, permits, licenses, funding programs, marketing, hiring — plus a private launch tracker, printable field manuals and research white papers.

MoneyDesk is an educational simulation — not financial advice. Paper trading uses no real money and places no real trades.

Sections you can open directly

Market Dashboard · News & Economy · Dow 30, S&P 500 and Nasdaq-100 constituents · Backtest a Strategy · Model Portfolios · Best Buys: Contrarian Value Screen · Short-Term Trading Setups · Dividend Capture Strategy · Stock Screener · Investing 101 · Today's Rates: Savings, CDs, Treasuries, I Bonds · Secure Your Future: the 12 moves, in order · Start a Business · Money Theft & Financial Forensics · Paying for College · Community Board · Export Business: sell what America makes to the world · The Open Door: a white paper on the export opportunity · Main Street Business: open the doors in your town · Main Street: a white paper on small business by the numbers

Guides you can read without the app

Money basics in plain English · Starting an export business · Starting a Main Street business · all guides